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Are you sick and tired of overspending on groceries? Be honest. I’ve been there. In fact, I was there until late last year. Then, I got a budget.
As I reviewed each suggested budget percentage, I zeroed in on the line item titled food. Experts suggest spending no more than 10 to 15% of your net pay on food, which includes groceries and eating out.
Holy guacamole! I was spending well over the suggested 15%.
Clearly, I needed discipline in this area. Let’s take a look at what I did to rein in my spending and maximize my money.
1. Shop the Sales
Checkout Flipp to view the latest ads, deals, and coupons from local retailers. These digital circulars make finding the lowest price a breeze. Save even more by planning your meals around deals on meat, poultry, and produce.
Add your grocery list to Flipp and BOOM!
Flipp shows you the lowest price for each item on your list. This all-in-one app is definitely a game-changer.
2. Eat Seasonally
Produce in season is cheaper, fresher, tastier, and healthier. Eat seasonally by consuming food around the same time it’s harvested. Check out the Seasonal Food Guide or the Flipp app to see what’s in season in your area.
3. Buy Less Meat
I think you’ll agree with me when I say that meat is expensive. So, what can you do about it? Substitute meat for tofu, beans, lentils, and vegetables.
Do you need some reliable vegetarian meals?
Check out Martha Stewart’s Meatless cookbook for a vast collection of easy, meat-free meals. This cookbook is one of my favorites. Affordable and delicious, meatless meals are worthy of being in your regular rotation.
I can almost hear you thinking:
A meal isn’t complete without meat. If this is you, then buy meat in bulk when you find a great deal.
4. Buy Store Brand
Save money without sacrificing taste. Many store brand products taste just as good as their brand-name counterpart. You can save a whopping 15-30% by opting for the store brand.These insanely easy tips are guaranteed to lower your grocery bill. No coupons required!
5. Plan Your Meals
Have you ever found yourself rushing out to buy dinner or a missing ingredient? Imagine what it would be like knowing you have everything you need for a delicious home-cooked meal.
Meal planning helps you spend less money because you only buy what you need. Each item in your cart is required for a recipe, so you waste less food. Go ahead and grab your favorite recipes
and a glass of wine! It’s time to plan your meals for the week(s) or month.
Free Meal Planner & Grocery List Printable
Meal planning can be overwhelming until you have a system. Here are a few tips to help you get started:
- Start by checking the Flipp app to see what’s on sale and in season. Pay attention to deals on meat, poultry, and produce.
- Gather your recipes
and a glass of wine. Create a list of your meals and ingredients. Now, it’s time to shop from your pantry, freezer, and fridge. Use what you already have and only buy what you need.
- Over time, meal planning becomes easier because you build a collection of tried and true meals. This collection is built by rating each meal. Meals with a high score should be added to your collection.
I am a cookbook junkie and found Martha Stewart recipes to be the most reliable.
The recipes are easy, delicious, and fast. Think I’m exaggerating? Check out the reviews on Amazon. Everyday Food Great Food Fast is my all-time favorite cookbook because the recipes are arranged by season. And the full-color photo of each meal is mouthwatering.
6. Buy Groceries Online
Many grocery stores have removed the barrier to buying groceries online by offering free or discounted delivery. Imagine not being shocked by your bill because you can swap items and browse for coupons before you checkout. How awesome is that?
If you shop at Whole Foods, I recommend buying groceries online. Prime members get free delivery and special weekly deals. Click here to sign up for a free 30-day trial of Amazon Prime.
Walmart unveiled a new service called Delivery Unlimited. This service is a cheaper option for customers who order groceries more than once per month. The monthly plan costs $12.95, and the yearly plan costs $98. If you’re ready to try Delivery Unlimited, you can sign up here for a free 15-day trial.
7. Pay with a Cashback Credit Card
Maximize your money by using a credit card that handsomely rewards you for buying groceries. I use my American Express Blue Cash Preferred card for groceries because the cashback at US supermarkets is 6%.
But that’s not all:
You get 3% cashback at US gas stations. And the APR for the first 12 months is 0%.
The only downside to this card is that Walmart and Target are not classified as supermarkets, so the cashback is 1%. There’s also a $95 annual fee.
Bonus Offer: Earn $250 after spending $1000 in your first month. Click here to apply.
Example: $3000 (annual spending) x 6% = $180 cash back
8. Turn your Grocery Receipts into Rewards
The Fetch app is one of the easiest ways to maximize your money. Just scan your grocery receipts and earn points toward gift cards. Simply put, Fetch rewards you for buying groceries. It’s a no-brainer.
Use the e-receipts feature to add your email address and earn extra points. Sorry Android peeps, the e-receipts feature is only available on iOS devices.
Sign up now and get 2000 points, which is equivalent to $2. Use my referral code TF2PV to claim this bonus offer!
9. Amazon Subscribe and Save
Save up to 15% when you sign up for this service. Subscribe and Save is beneficial for buying items in bulk. Schedule deliveries as frequently as once per week or as infrequently as every eight months. Cancel at any time.
Amazon sends a reminder email before each shipment so you can make changes. Click here to sign up for Subscribe and Save.
Prices regularly fluctuate, so always check the order price on the delivery email.